CPR Guarantee

Optional

Greater control, security and flexibility for those working with agricultural credit

The Rural Product Note (CPR) is one of the main agribusiness financing instruments, allowing producers to use their production as collateral to obtain credit. B3 is currently expanding the possibilities for using CPRs and has launched the CPR Guarantee, a digital solution that offers greater efficiency, transparency and control over the use of collateral in agricultural credit.

In this model, the principal credit remains registered in a Master CPR, while the associated collateral can be split, organized and pledged individually in related CPRs, according to the needs of each transaction. Each part is clearly identified, with clear rules on who can use and query the collateral.

In practice, this structure allows for the same collateral – such as soybean or corn production – to be split into parts, with digital registration, full traceability and alignment with regulatory standards.

Project Tags:

OTC

Completed

Credit

Product benefits

Flexibility

Allows collateral to be split and pledged according to the needs of each transaction.

Legal security

Structured, traceable registration in line with regulatory standards.

Greater control

Efficient management reduces risks and increases operational efficiency.

Speed

CPR Gurantee simplifies the structuring and registration of CPRs, reducing time and complexity.

Learn more

CPR Guarantee is a modern and organized way to use agricultural production as collateral to obtain credit.

The new CPR model allows for structuring credit operations more intelligently, using the same agricultural product as collateral in a well-defined, split manner. This avoids confusion, improves operational governance and provides greater peace of mind in decision-making.

• API Integration: Enables direct integration with management systems and financial platforms, making the process more agile and automated.

• Digital registration of CPR Guarantee: Allows the structured, secure and traceable registration of the Master CPR and pledged CPRs.

• Collateral splitting: Enables to split the same collateral into independent parts, pledged to the main CPR without duplication of collateral.

• Obligation between the Master CPR and Sister CPRs: Maintains a clear link between the original credit and the associated collateral, ensuring transparency and control.

• Detailed query of collateral: Quick access to collateral data with information on values, status and obligations.

• Complete lifecycle management: Enables changes, queries and monitoring of CPR Guarantee throughout the entire transaction.

The main instrument for financing the Brazilian agribusiness supply chain, CPR is a bond representing a promise of future delivery of agricultural products and can be issued by rural producers or their associations, including cooperatives. Learn more.